Ahh, the new year. It's always a time of new beginnings, fresh goals, and if your holiday spending was anything like mine, a time when your heart rate skyrockets when you take a look at how much you've spent in the past few weeks.
There's no shame in using your hard-earned money to buy yourself a flight home, or to buy a nice gift for a loved one, but if you're finding yourself feeling a bit financially overwhelmed, know that there's no better time to work on improving your financial health than right now.
"The new year is a great time to examine your money management and look at how you can re-evaluate your spending in key areas," says Nicole Lapin, financial expert and bestselling author of Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together...Finally. A super simple first step to getting yourself on a path to financial success? Just take a look at your account balances, which will help you set a realistic spending plan.
"Budgeting is tough, especially if you’re just getting started," says Lapin. "If you need a little help, I like Eno®, the Capital One® assistant," which helps you look out for your money by doing things like giving you your Capital One account balance, showing you recent transactions, and more in just an instant. Beyond budgeting, Eno is also great for peace of mind. "Wherever you are, Eno keeps an eye out for fraud on your Capital One accounts 24/7, sends alerts when something’s up, and is always ready to answer questions.”
Once you've taken an honest look at your accounts, your specific 2019 money goals will become way clearer. To help you figure out the best next steps for your financial goals, Elite Daily partnered with Capital One to get some advice that comes straight from the experts on how you can make this year your financially healthiest yet.