Ashley Stetts

Ashley is a model living in NYC who shares her money saving tips on her blog, The Frugal Model. Follow her to learn how to make saving money sexy, and to enrich your life in the process.

Recent Articles

Pay It Forward: How Helping Others Leads To Your Own Success

I have a friend who is a model. She’s tall, gorgeous and hands down one of the most generous people I know. It’s incredible to watch how she cares for people. She buys strangers lunch if they've had a bad day, and she goes out of her way to ensure ev…
By Ashley Stetts

The Law of Attraction: 4 Ways To Manifest The Success You Deserve

Manifesting has become a big buzzword ever since "The Secret" became popular. Life coaches and motivational speakers constantly teach the power of manifesting the destiny we desire. So, what exactly does manifesting mean, and is this all just a bunch…
By Ashley Stetts

Toxic Thoughts: 6 Beliefs Holding You Back From Career Success

We should all have BIG goals for where we would like to be in life. The issue is, no matter how many goals we set for ourselves, if we have self-defeating thought patterns and beliefs, we will never really go for them. Travis Bradberry, author of "Em…
By Ashley Stetts

3 Ways To Make Rational Decisions By Following Your Gut Instincts

I am an extremely rational person. Some may call me an over-thinker, and no one would call me laid back, but this is my curse and I've come to terms with it. One big issue with being so analytical is that oftentimes, people like me have a difficult t…
By Ashley Stetts

Stop Being Stingy: 3 Ways Generosity Can Boost Your Well-Being

One of the biggest drawbacks of being extremely frugal, like myself, is that you can often hold on a little too tight to your money. While this is great in situations where you say no to $650 designer shoes, I've learned that I also need to loosen up…
By Ashley Stetts

The Secret To Being More Influential Is Becoming A Better Listener

I don’t like to talk on the phone. The only people who can get me to do it are my dad and grandmother, and that's just because they don't know how to send text messages. The problem with our culture’s current penchant for nonverbal communication is t…
By Ashley Stetts

The 6 Characteristics That Separate Successful People From The Rest Of The Pack

What’s the difference between those who are financially successful and those who live paycheck to paycheck? It isn’t just old-fashioned luck. There are particular traits that separate a lot of the wealthy from the rest of society — traits that supply…
By Ashley Stetts

Why Money Can Buy You Happiness… If You're Spending It Right

It should be pretty apparent by the sheer number of sad rich people in the world that money does not, in fact, buy happiness. Those who are poorer may be likely to believe on some level that more money would allow them to be substantially happier, bu…
By Ashley Stetts

It's Not What You Say, It's How You Say It: The Power Of Body Language At Work

Have you ever noticed how someone can say one thing verbally, while communicating something completely different non-verbally? It’s super important to pay attention to this, especially in work situations when body language may signal a lack of confid…
By Ashley Stetts

The Price Of Growing Up Wealthy: Why We Shouldn't Envy This Generation Of Rich Kids

If you're like me, you were raised middle-class, with parents that just hoped that you stayed out of trouble, got into a college, finished school and went on to live a life that was better than theirs. With pretty manageable expectations, I think I'm…
By Ashley Stetts

Why You May Need To Change The Way You Think About Money

By now most people are familiar with the laws of attraction. I personally became obsessed with the book "Think and Grow Rich" by Napoleon Hill, which essentially outlines the fact that if you really want something with every fiber of your being, and …
By Ashley Stetts

7 Ways To Be A More Charismatic And Generally More Amazing Person

We all know that person who can command a conversation, or talk you into doing just about anything, the kind of person people love to be around and the kind of person people love to hire. The question is: How do you become that kind of person? There …
By Ashley Stetts

Is Chasing Money Costing You Happiness?

I personally came from very modest beginnings. My parents were young, in love and working as restaurant servers when I came to be. I was never made to feel like we didn’t have money because we had enough. Sure, my parents divorced and that didn’t mak…
By Ashley Stetts

The Three Reasons Why You Need To Save Money In Your 20s

As I say bye-bye to my twenties, I cannot express how grateful I am for having saved my money for a time when I truly needed it, which happens to be right now. I spent my twenties working my ass off in jobs that gave me zero sense of fulfillment. I w…
By Ashley Stetts

Why You Need To Set Real Goals To Achieve Big Dreams

A recent study showed that 80% of Americans do not have goals. I'm not talking big dreams to be rich and successful with a Latin pool boy – everyone has those (right?). I'm talking about the difference between just having dreams and actually taking t…
By Ashley Stetts

Why Money Can't Buy You Class

Many of us have the goal of financial independence, and beyond that, we hope to one day be wealthy. We want the kind of money that helps us never to stress about our bills, that buys us the ability to travel to exotic places and to provide for our lo…
By Ashley Stetts

What's Holding You Back? 3 Important Lessons From Therapy

As you can probably tell from the title, I am currently receiving therapy for a wealth of what my doctor likes to call “emotional wounds.” I know that not everyone believes in therapy, and I was one of those people too – but when you find the right p…
By Ashley Stetts

The Real Reasons Why Women Earn Less Than Men

I didn’t personally watch the Miss USA pageant (I can get critical and judgey) – but I couldn’t help but see the clip of Miss Utah fumbling her answer on how to address gender pay inequality. “I think especially the men are, um, seen as the leaders o…
By Ashley Stetts

How The New American Dream Is Keeping Us Broke

Our grandparents grew up in a time when you had to learn to be resourceful. Things were fixed and not replaced, women made their own clothes and neighbors shared one phone. Things were purchased because they were necessary, not because they were simp…
By Ashley Stetts